Posted by Tamara Noggle
Estimated Reading Time 1 minute 2 seconds
Did You Miss the AEP Deadline? Here’s What You Need to Know
The Medicare Annual Election Period (AEP) has come to an end, but what happens if you have missed it or if you change your mind about your Medicare plan after December 7? Fortunately, there are options for some Medicare beneficiaries to make changes early in the new year.
Medicare Advantage Open Enrollment Period (January 1 – March 31)
If you are enrolled in a Medicare Advantage (MA) plan, you can use the Medicare Advantage Open Enrollment Period (OEP) from January 1 to March 31 to:
- Switch to a different Medicare Advantage plan.
- Return to Original Medicare and select a standalone Part D (prescription drug) plan.
However, you cannot make changes to standalone Part D plans or enroll in Medicare Advantage for the first time during this period.
The OEP provides an opportunity to adjust your coverage if your current Medicare Advantage plan isn’t meeting your needs, whether due to unexpected costs, provider network issues, or a change in your healthcare needs.
Special Enrollment Periods for Original Medicare
If you’re not enrolled in Medicare Advantage and want to make changes to your Original Medicare plan, you must qualify for a Special Enrollment Period (SEP). Qualifying circumstances for an SEP include:
- Moving out of your plan’s service area.
- Losing employer-based health coverage.
- Becoming eligible for Medicaid.
- And certain other life changes
An SEP allows you to make changes outside of the AEP, ensuring you’re not stuck with a plan that no longer works for you due to life changes.
Legacy Partners General Agency, LLCNo-cost assistance with your Medicare enrollment and benefits.
- To speak with Tamara,
call (951) 808-2814
(TTY 711 M-F, 9am-5pm)
- CA License #0I97458
Have You Watched My Medicare Essentials Video Quick-Course?
This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of home! It’s yours at no cost and no obligation, just tell me where I should send it!
Get Free Medicare Assistance
I am available to answer all of your questions.
Call (951) 808-2814 or complete the form below and I’ll be happy to reach out to you.